DSCR Lenders in Connecticut
9 verified DSCR lenders serving Connecticut real estate investors. Compare rates, loan programs, and close times — no tax returns required.
Austin, TX
Visio is a pioneer in DSCR lending, exclusively focused on investor rental properties. They offer 30-year fixed DSCR loans, no income verification, and close in 21 days. Rates from 7.25%.
Greenville, SC
National private lender specializing in DSCR, fix-and-flip, and new construction. Lima One offers competitive DSCR rates, flexible underwriting, and a dedicated account manager for every deal.
South Windsor, CT
Leading private lender for fix & flip, DSCR, and bridge loans nationwide.
Irvine, CA
CoreVest specializes in portfolio DSCR loans for investors with multiple properties. Blanket loans, single-asset rentals, and multifamily up to 100 units. Funded $20B+ to date.
New York, NY
New York City DSCR and bridge lender. Multifamily up to $10M, fix and flip, and STR portfolio financing for NYC-area investors.
Stamford, CT
Data-driven lender for real estate investors. Instant DSCR approvals.
Cleveland, OH
Real estate investment platform offering DSCR and bridge lending at scale.
Charlotte, NC
Non-QM specialist offering DSCR loans, bank statement loans, and asset depletion. Strong wholesale channel. Deephaven is one of the top DSCR lenders for brokers to use with investor clients.
Great Neck, NY
Real estate crowdfunding and direct lending platform for investment properties.
DSCR Loans in Connecticut — FAQ
What is a DSCR loan and how does it work in Connecticut?
A DSCR (Debt Service Coverage Ratio) loan qualifies based on rental income rather than your personal income. Lenders in Connecticut typically require a DSCR of 1.0 or higher, meaning the property's monthly rent covers the mortgage payment. No tax returns or W-2s required.
What credit score do I need for a DSCR loan in Connecticut?
Most Connecticut DSCR lenders require a minimum 660-680 FICO score, though some offer programs down to 620. Higher scores unlock better rates and lower down payments.
What is the minimum down payment for a DSCR loan in Connecticut?
Typical DSCR loans in Connecticut require 20-25% down for single-family rentals. Multifamily (2-4 units) may require 25-30%. Some programs allow as little as 15% with strong DSCR ratios.
How fast can DSCR lenders close in Connecticut?
Most DSCR lenders on this directory offer closings in 14-21 business days. Hard money and bridge lenders can often close in 7-10 days. Compare timelines by viewing individual lender profiles.
Are you a DSCR lender in Connecticut?
Claim your free listing and get in front of real estate investors searching for lenders in your area.
View All Lenders